UAE Economic and FY 2012 Financial Results Update

Summary Size One of the largest financial institutions (by asset size) in the GCC . Flagship bank for Dubai Government Flagship • 56% owned by Dubai Government Ownership Profitable Emirates NBD • Consistently profitable; despite significant headwinds during the last few years Fully fledged, diversified financial services offering Diversified offering Geographic presence • Ever increasing presence in the UAE, the GCC and globally Growth • Well positioned to grow and deliver outstanding value to its shareholders, customers, and employees 11

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