2Q2023 Financial Performance Summary
Transforming From Regional to Nationwide Coverage
With Hybrid-Bank Business Model
Strengthen Offline Channels
14 923
2
Enhancing Online Services
DIGI
Sy bark bjbar
Digi Mobile as Omni Channels
C
Quarterly Transaction Value
Digi Mobile and ATM, Rp Trillion
Digi
ATM
Provinces
Office Channels
KUB Synergy
(On Going)
Supported By
Solid IT Infrastructure
849,082
1,485,625
Jun-22
Jun-23
DigiMobile
DigiCash
Apps
Digi Loan
DigiSMS
Apps
bjb
Cardless GRIS
Next Step, Becoming "Smart Mobile Banking"
Multiple Bank
Source of Fund
Onboarding Services
17.1
15.3
14.0
12.6
10.3
Merging DigiCash
in Digi Mobile
Open Banking Concept
Artificial Intelligence
1.3
1Q20
A PLATFORM
EQUINIX
PARTNER
PT DCI Indonesia
Tier-IV Data Centre #1 in SEA
Digi Mobile User
June 2023 (YoY)
+75.0%
2Q20
3Q20
4Q20
1Q21
2Q21
3Q21
4Q21
1Q22
2Q22
3Q22
4Q22
1Q23
2Q23
(-)
Alibaba Cloud
Alibaba Cloud Anti D-DOS Online Security
960,433
655,320
Jun-22
Jun-23
QRIS Merchant
June 2022 (YoY)
7,589
+46.6%
bank bjb
Quarterly Transaction Volume
Digi Mobile and ATM, in Million
16.7
7.1
⚫Digi
ATM
42.9
54.6
15.1
13.9
1Q20
2Q20
3Q20
4Q20
1Q21
2Q21
2021
3Q21
4Q21
1Q22
2Q22
2022
3Q22
4Q22
1Q23
aws Amazon Web Services
Advisory, Sandboxing, People Capacity
15,765
Agent bjb BiSA
/ Branchless
Banking Agent
June 2022 (YOY)
+107.7%
June-22
June-23
6
2Q23View entire presentation