ANZ 2022 Full Year Debt Investor Presentation

ANZ 2022 Full Year Debt Investor Presentation TOTAL OPERATING INCOME CONTINUING OPERATIONS Total income by division, $b Net interest income by division, $b Other operating income, $b 9.6 7.8 1.8 1.8 1.8 0.3 0.1 0.1 0.1 0.1 9.0 8.9 7.2 7.1 1.4 8.4 0.3 0.2 7.0 0.1 0.1 0.1 0.1 0.0 0.2 0.0 1.7 1.9 0.3 1.7 1.8 1.5 1.6 1.4 1.5 1.8 2.6 1.0 2.5 2.4 1.5 1.6 1.1 1.6 2.5 1.0 10 1.0 1.4 1.1 1.2 1.2 1.4 1.6 1.6 1.3 0.6 0.5 0.5 0.4 2.9 2.8 2.7 2.8 3.2 3.2 2.9 3.0 1H21 2H21 1H22 2H22 Australia Retail Institutional Other Australia Commercial New Zealand 1H21 2H21 1H22 2H22 -0.2 1H21 2H21 1H22 2H22 Australia Retail Institutional Other Markets Other Australia Commercial New Zealand Fee & comm. Share of associates' profit/(loss) 27

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