Financial Growth and Stability
Loan Growth - Through Different Interest Rate Environments
$ in millions.
$8,000
$6,000
$4,000
$2,000
$-
2014
2015
•
New Loan Originations
2016
2017
2018
Mortgage & Consumer
Commercial & Industrial (C&I)
2019
2020
2021
Commercial Real Estate
$14,000
$12,000
$10,000
$8,000
$6,000
$4,000
$2,000
Loan Growth
$0
2014
2015
2016
2017
2018
2019
2020
2021
Commercial Real Estate
■Commercial & Industrial (C&I)
■Mortgage & Consumer
C&I and Commercial Real Estate loans made
up 77% of all originations in 2021 compared
to 49% in 2014
Mortgage and Consumer Loans are largely
holding flat in the current rate environment
Mortgage and Consumer loans - 42% of total
net loans
Commercial loans growing fastest over last six
years
Commercial growth is primary focus
WaFd Bank
12
12View entire presentation