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Investor Presentaiton

Digital Migration BYOM Digital Personal Loans Loan book progress Debit Card Spends (In Crores) FEDERAL BANK YOUR PERFECT BANKING PARTNER 1354 1255 1104 1416 1436 1091 832 663 658 82953 89849 94573 72462 62500 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 No. of Loans Balance in Crore Fed-e-Biz 8212 6174 4805 4492 3503 464863 424532 391170 397698 289891 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Transaction Count Amount (Crores) Mar-20 Jun-20 Sep-20 Dec-20 BY M • BYOM enables digital instant personal loans through Federal Bank's Web Poral, Fed Mobile, Google Pay, Paisa Bazaar & Airtel Payments Bank. EMI on check out through PineLabs, Innoviti at multiple merchant locations through POS machines. ⚫EMI through online channels ex. Bill Desk (Amazon), Flex Money (Flipkart & Myntra ) & PayU (MMT). • Fed e-Biz is the omni channel transaction banking platform for Fede biz corporates. •134% YOY growth in the platform and transaction volume has crossed 8,200cr, even amidst the pandemic. DIGITAL AT THE FORE, HUMAN AT THE CORE 21
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