Investor Presentaiton
5
Beyond Core: Leveraging our Assets with Strategic Partnerships
FinTech's Playing Field is Moving Fast and We Have a Unique Window of Opportunity
FINANCIAL SERVICES IN BRAZIL
EXPLORING PARTNERSHIP OPPORTUNITIES
OWNERSHIP PENETRATION OF... (% population)
Mobile
Unique
79%
Users 2
45
Debit Card 1
59%
Credit Card 27%
R$
mln
Brazilians have
no bank account³
817 bln
annual transactions of
unbanked population
in Brazilian economy³
1
HIGH-END
Convenience and
simplicity.
→Full bank offer
→ Commercial partnership
→ Value generated by
commissions in fees +
equity
2
LOW-END
Access to banking
services.
→ Symbiotic partnership
(JV like)
→ Value generated by profit
sharing
83
%
top 5 banks'
market share
EOP 2020
BCB expects to
launch its instant
payment system: PIX.
Telecom + digital
banking services.
Agreement with a digital
bank to be announced in
the coming weeks.
TIM
(1) Population > 15 years old (Global Findex Database 2017); (2) Population > 10 years old; (3) Population > 16 years old (Locomotiva).
I
Partners short list under
analysis.
TIM Brasil | Investor Relations
Strategic Plan 2020-22
19View entire presentation