Financial Performance FY 2022

LIABILITY MIX Maintaining a diversified funding profile* (%) * 15 2 2 55 *Principal amount of Borrowings Ⓡ Muthoot Finance Secured Non-Convertible Debentures (Muthoot Gold Bonds) - 2,195 mn (0%) 123,034 mn (25%) Secured Non-Convertible Debentures - Listed - 25 - Borrowings from Banks/Fis - 276,631 mn (55%) External Commercial Borrowings- Senior secured Notes - 75,792 mn (15%) Subordinated Debt - 0mn (0%) ■Subordinated Debt - Listed - 1,431 mn (0%) Commercial Paper - 9,892 mn (2%) (As of March 31, 2022) Other Loans - 9,726 mn (2%) 38

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