Investor Presentaiton
Canadian Residential Mortgages
in $Bn (Spot Balances)
163.4
22.4
MORTGAGE PORTFOLIO 1, 2.
Freehold
Condos
84% ($248Bn)
Freehold
58.3
141.0
16.3
31.4
19.7
3.6
11.4
9.9
42.0
2.8
0.3
Total
Portfolio 1,2
$294Bn
27.8
0.7
Ontario
BC & Territories
Alberta
16.9
Quebec
11.1
9.2
Atlantic
Provinces
Manitoba &
Saskatchewan
% of
portfolio
55.6%
19.9%
10.7%
6.6%
3.8%
3.4%
16% ($46Bn)
Condos
MATURITY SCHEDULE
GTA GVA MORTGAGE ORIGINATIONS
in $Bn (Spot Balances)
95.5
■Fixed ■ Variable
in $Bn (Spot Balances)
Q3/22
Q2/23
Q3/23
36.5
68.8
63.4
6.4
Greater Toronto Area
Total Originations
5.8
1.5
2.1
Uninsured LTV3
63%
61%
59%
45.4
34.9-2.1
Greater Vancouver Area
57.0
59.0
24.8
Total Originations
2.3
0.5
0.8
9.6
FY24
32.8
6.6
1.2
5.4
FY23
1Includes Wealth Management
2 Spot Balances at Q3/23, may not add due to rounding
Uninsured LTV3
62%
59%
58%
23.4
15.2
FY25
FY26
FY27
FY28+
3 Average LTV ratios for our uninsured residential mortgages originated during the quarter
25
25View entire presentation