Bajaj Finserv Financial Performance Q1 FY21
Financial statement summary - Bajaj Finance Limited
B
BAJAJ
FINSERV
in Crore
Financials snapshot
Q1 FY21
Q1 FY20
Yo Y
FY20
FY19
Yo Y
Assets under management
1,06,584
1,07,949
-1%
1,16,102
98,671
18%
Assets under finance
1,03.950
1,04,664
-1%
1,13,417
95,181
19%
Interest income
5,101
4,642
10%
20,668
15,089
37%
Fee and other income
564
591
-5%
2,706
2,053
32%
Net gain on fair value changes on investment
237
71
234%
460
257
79%
Total Income
5,902
5,304
11%
23,834
17,399
37%
Interest expenses
1,985
1,797
10%
7,857
5,939
32%
Net Interest Income
3,917
3,507
12%
15,977
11,460
39%
Operating Expenses
1,092
1,221
-11%
5,364
3.949
36%
Loan losses and provisions (ECL stage 1 & 2)
1,386
122
1035%
1.233
239
416%
Loan losses and provisions (ECL stage 3 & write off)
255
420
-39%
2,572
1,237
108%
Profit before tax
1,184
1,744
-32%
6,808
6,035
13%
Profit after tax
870
1,125
-23%
4,881
3,890
25%
Ratios
Operating expense to Net Interest Income
27.9%
34.8%
33.6%
34.5%
Loan loss to Average AUF*
1.51%
0.54%
3.65%
1.73%
Return on Average Assets*
0.8%
1.1%
4.7%
4.6%
Return on Average Equity*
2.7%
5.6%
19.0%
22.0%
Back 27
* Not annualizedView entire presentation