Bajaj Finserv Financial Performance Q1 FY21

Financial statement summary - Bajaj Finance Limited B BAJAJ FINSERV in Crore Financials snapshot Q1 FY21 Q1 FY20 Yo Y FY20 FY19 Yo Y Assets under management 1,06,584 1,07,949 -1% 1,16,102 98,671 18% Assets under finance 1,03.950 1,04,664 -1% 1,13,417 95,181 19% Interest income 5,101 4,642 10% 20,668 15,089 37% Fee and other income 564 591 -5% 2,706 2,053 32% Net gain on fair value changes on investment 237 71 234% 460 257 79% Total Income 5,902 5,304 11% 23,834 17,399 37% Interest expenses 1,985 1,797 10% 7,857 5,939 32% Net Interest Income 3,917 3,507 12% 15,977 11,460 39% Operating Expenses 1,092 1,221 -11% 5,364 3.949 36% Loan losses and provisions (ECL stage 1 & 2) 1,386 122 1035% 1.233 239 416% Loan losses and provisions (ECL stage 3 & write off) 255 420 -39% 2,572 1,237 108% Profit before tax 1,184 1,744 -32% 6,808 6,035 13% Profit after tax 870 1,125 -23% 4,881 3,890 25% Ratios Operating expense to Net Interest Income 27.9% 34.8% 33.6% 34.5% Loan loss to Average AUF* 1.51% 0.54% 3.65% 1.73% Return on Average Assets* 0.8% 1.1% 4.7% 4.6% Return on Average Equity* 2.7% 5.6% 19.0% 22.0% Back 27 * Not annualized

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