Evolving Corporate Strategy and Financial Overview

IndusInd Bank at a Glance 5th Largest Private Bank with Disproportionately Large Distribution Network *2,89,924 crs Loans * 3,36,120 crs Deposits Diversified Across Products and Geographies 34 mn Customers Across Segments III Universal Banking Approach with Diversified Loan & Deposit Mix 54:46 Loan Mix Retail VS Wholesale ال 6,491 Group Network Pan India 40% CASA Stable Low-cost Deposits Innovative Digital Approach Overall Digital Transaction Mix at 93% Strong Domain Expertise Long Vintage across Cycles Vehicle Finance 26% of the Loan Book Micro Finance 11% of the Loan Book Gems & Jewellery 4% of the Loan Book Robust Balance Sheet with Strong Capital Adequacy & Contingency Buffers 17.86% CRAR Tier 1: 16.37% | Tier 2: 1.49% 123% Average LCR Well above regulatory requirement 71% PCR GNPA 1.98% | NNPA 0.59% Strong Profitability amongst highest in the Industry 4.28% Net Interest Margin 44.93% Cost to Income 2 5.60% Operating Profit Margin to Loans IndusInd Bank

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