IndusInd Bank Investor Presentation

Credit Cost (Rs Crs) Q1FY22 FY18 FY19 FY20 FY21 Q4FY21 Corporate Bank Consumer Finance 468 2,134 1,893 2,106 542 473 433 585 1,136 2,691 2,044 659 Gross Credit Costs 901 2,719 3,029 4,797 2,586 1,132 Gross Credit Costs 62 146 146 226 122 54 (Basis Points on Advances) Net Credit Cost 856 2,689 2,973 4,740 2,574 1,120 Net Credit Costs 59 144 144 223 121 53 (Basis Points on Advances) PCR 56% 43% 63% 75% 75% 72% 38% 48% 55% 56% 58% 79% 62% 52% 45% 44% 21% Q4FY21 Consumer Finance Loan Book FY18 FY19 FY20 FY21 Corporate Loan Book 20 20 42% Q1FY22 IndusInd Bank

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