Investor Presentaiton

Banking Industry (3/3) • BCA CASA remains robust in the private sector (excluding Government and SOE funds). • BCA Savings (SA) outgrew industry both YoY and YtD. GRUP CA BCA Always by your side Banking Industry Avg Funding in the Private Sector (YoY) BCA Avg CASA VS Banking Industry in the Private Sector (YtD) 15.8% 14.8% 13.0% 12.8% 5.3% 11.2% 10.5% 10.3% 9.9% Avg CA BCA: 7.3% 5.0% 5.2% Industry Avg CA 4.8% 4.9% 4.7% 4.6% 4.6% 5.8% 4.6% 4.6% BCA Avg CA 4.4% 5.5% 4.3% 4.2% 4.2% 5.1% 4.5% 4.5% 3.9% 4.2% 4.0% 3.9% 3.8% BCA Avg SA 3.7% Avg SA BCA: 4.4% 3.3% 3.5% 3.7% 2.2% 2.8% 2.0% 2.1% 1.7% 2.0% 2.2% 2.4% 2.6% Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 Aug-23 Jan-23 1.5% 1.5% Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 2.7% Industry Avg SA Aug-23 Source: Bank Indonesia Analyst Meeting 9M-23 BS PT Bank Central Asia Tbk 8

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