Investor Presentaiton
B. Investor Report - Mortgage Assets
Reporting in Domestic Currency
CONTENT OF TAB B
7. Mortgage Assets
7.A Residential Cover Pool
EURO
Field
Number
7. Mortgage Assets
1. Property Type Information
Residential
Commercial
Other
M.7.1.1
M.7.1.2
M.7.1.3
M.7.1.4
2. General Information
M.7.2.1
Number of mortgage loans
3. Concentration Risks
M.7.3.1
OM.7.4.1
M.7.5.1
M.7.5.2
M.7.5.3
M.7.5.4
M.7.5.5
M.7.5.6
M.7.5.7
M.7.6.1
M.7.6.2
M.7.6.3
M.7.7.1
M.7.7.2
M.7.7.3
M.7.8.1
M.7.8.2
M.7.8.3
M.7.8.4
M.7.8.5
M.7.9.1
10 largest exposures
4. Breakdown by Geography
ANDORRA
5. Breakdown by domestic regions
CANILLO
ENCAMP
ORDINO
LA MASSANA
ANDORRA LA VELLA
SANT JULIA DE LORIA
ESCALDES-ENGORDANY
6. Breakdown by Interest Rate
Fixed rate
Floating rate
Other
7. Breakdown by Repayment Type
Bullet/interest only
Amortising
Other
8. Loan Seasoning
weighted average seasoning (in years)
Up to 12months
≥ 12 24 months
≥ 24 36 months
≥ 36
60 months
≥ 60 months
9. Non-Performing Loans (NPLs)
% NPLs
10. Deferral-payments due to COVID-19
Non-deferral payments
Deferral Payments
Total
Nominal (mn)
119,99
0
0
119,99
Residential Loans
1.446
% Residential Loans
4,99%
% Residential Loans
100%
% Residential Loans
8,65%
26,39%
9,51%
23,93%
11,89%
8,57%
11,07%
% Residential Loans
5,58%
94,42%
0,00%
% Residential Loans
17,43%
82,57%
0,00%
% Residential Loans
12,65
8,05%
4,32%
1,93%
3,32%
82,39%
% Residential Loans
0,66%
Nominal (mn)
113,59
6,40
Total
119,99
Commercial Loans
0
% Commercial Loans
0
% Commercial Loans
0%
% Commercial Loans
0%
0%
0%
0%
0%
0%
0%
% Commercial Loans
0
0
0
% Commercial Loans
0
0
0
% Commercial Loans
0%
0%
0%
0%
0%
% Commercial Loans
0,00%
Number of Loans
1.394
52
1.446
19/07/2021
% Total Mortgages
100,00%
0,00%
0,00%
100,00%
Total Mortgages
1.446
% Total Mortgages
4,99%
% Total Mortgages
100%
% Total Mortgages
8,65%
26,39%
9,51%
23,93%
11,89%
8,57%
11,07%
% Total Mortgages
5,58%
94,42%
0,00%
% Total Mortgages
17,43%
82,57%
0,00%
% Total Mortgages
8,05%
4,32%
1,93%
3,32%
82,39%
% Total Mortgages
0,66%
% s/ Nominal
94,67%
5,33%
100,00%
% s/ Number of Loans
96,40%
3,60%
100,00%View entire presentation