Investor Presentaiton

Use of Proceeds Statement for each Issuance 4/4 2021/01/12 SMFG Green Bond USD500mn Net Proceeds from Note Issuance • Sumitomo Mitsui Financial Group USD500,000,000 0.508% Senior Notes due 2024 Use of Proceeds as of Mar. 2021 USD 500mn Loan Category Sub-Category Agreement Currency Country Date Loan balance (EUR mn)*1 CO2 Emissions Reduction (t-CO2) (o/w SMBC Group Financed) Renewable Energy Wind Energy 2019/11 USD Chile 69 198,578 25,611 Renewable Energy Wind Energy 2019/3 GBP UK 90 192,500 43,313 Renewable Energy Wind Energy 2019/8 GBP UK 82 336,528 66,933 Renewable Energy Wind Energy 2019/8 AUD Australia 46 590,525 90,687 Renewable Energy Wind Energy 2020/7 AUD Australia 48 630,025 108,751 Renewable Energy Wind Energy 2020/2 JPY Japan 23 79,890 13,999 Renewable Energy Solar Energy 2019/4 EUR India 45 433,878 115,589 Renewable Energy Solar Energy 2020/2 JPY Japan 31 31,737 12,734 Renewable Energy Biomass 2020/3 JPY Japan 23 281,120 38,284 Total 457 2,774,781 515,901 *1 Translated into EUR at the exchange rates as of Mar. 21 Net Proceeds from Note Issuance CO2 avoidance per EUR1mn USD 500mn (EUR 426.6mn equiv.)*¹ 1,209.33 t-CO2 Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 63

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