Investor Presentaiton

HSBC SFH Legal entity governance - Strong internal supervision and risk management Specific governance dedicated to SFH Board and sub-committees of the board - set risk appetite - review evolution of the structure against these limits Management committee involving all stakeholders - decides on project priorities Quarterly Every 6 Months Monthly Weekly Board Board Meeting - reviews collateral availability and quality Executives - monitors identification / resolution of operational issues Monthly supervision of the structure performance and risks Weekly monitoring of project progress Management Committee Audit Sub- Committee Risk Sub- Committee Key Indicators Dashboard Project Meeting 38 38

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