Serving To Empower

Asset Quality | Movement of Gross NPAs Particulars At a Gross NPA Level Q3 FY 2023 Q2 FY 2024 Q3 FY 2024 9 months FY 2023 9 months FY 2024 Opening Balance 6,065 5,104 4,827 6,521 5,204 Additions during the period 2,484 225 278 6,451 787 Upgradations during the period 2,201 235 275 5,607 733 Write off (including TWO) 124 3 3 539 9 Compromise/Settlements Recoveries 16 9 34 213 51 262 255 266 667 672 Gross NPA 5,946 4,827 4,526 5,946 4,526 Less Provisioning 4,332 3,910 3,785 4,332 3,785 Net NPA 1,614 917 741 1,614 741 All figures in crore J&K Bank Serving To Empower 27

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