Strategic Business Opportunities and Technological Tailwinds

Multiproduct - Customer Journey TWO-WHEELER/CAR Existing Customer RURAL VEHICLE FINANCE Target Segment Household + Village Ecosystem Farming leads during center meetings go Sourcing Strategy Leads from existing field staff Leads from existing field staff AFFORDABLE HOUSING Existing + Graduated Customers MSME/GOLD New to Bank/Graduated Customers/Existing Customer Households RBL BANK Years In Your Service ESTABLISHED IN 1943 Dedicated Workforce to source customers Dedicated Workforce to source customers Under- writing Rule Engine Based Rule Engine Based Physical + Rule Based Underwriting Physical + Rule Based Underwriting Collection NACH based NACH based NACH based NACH based TIMELINE H2 FY24 H1 FY24 H2 FY24 H2 FY24 54

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