Investor Presentaiton
FY 2006 Q1-Q3 Results Summary (B/S)
(Consolidated)
O
MUFG
\ bn
• Loans up ¥1.2 tn from end Mar.
2006 driven mainly by
increases in overseas lending
• Deposits down ¥2.7 tn due to
decline in corporate deposits.
But retail deposits increased
by ¥0.9 tn
Continuing reduction in FRL
disclosed loans, down ¥628.4
bn from end of Mar. 2006
NPL ratio declined to 1.33%
Capital ratio of end Dec. 2006
12.17%
From Consolidated
Balance Sheet
1 Loans (banking +trust accounts)
Loans (banking accounts)
End Mar.
06
End Dec.
06
End Sep.
Change
06
86,113.1
87,354.2 1,241.1
86,007.8
[85,763.1] [87,021.9] [1,258.8]
[85,671.1]
2
Housing loans
(Sum of non-consolidated)"
*3
*1*2
18,244.7 17,360.9 (883.7)
17,406.5
3
Overseas loans*4
12,595.8 14,185.2 1,589.3
13,382.7
48,508.9 48,981.9 472.9
47,766.4
118,988.0 116,258.8 (2,729.2)
115,602.9
+
5
Investment securities
(Banking accounts)
Deposits
FRL disclosed loans
(Sum of non-consolidated)
1,825.9
1,197.4 (628.4)
1,277.8
NPL ratio
7
2.07%
1.33%
(Sum of non-consolidated)
(0.74)
points
1.43%
8
Available-for-sale securities -
appraisal differences
2,953.2
3,116.7 163.5
2,666.8
End Mar.
End Dec.
Tier 1 ratio 6.88%
(Reference)
06
06
Capital ratio
12.20%
12.17%
9
Ratio of deferred tax assets to
Tier 1 capital declined to 3.9%
(Tier 1 ratio)
(6.80%)
(6.88%)
10
Net deferred tax assets/Tier 1
8.3%
3.9%
*1 Including loans for the construction of rental properties.
*2 Sum of non-consolidated + trust accounts
*3 Loan securitization (FY06 Q1-Q3) approx. ¥1.2 tn
*4 Overseas branches + UNBC (UnionBanCal Corporation).
End Sep.
06
11.95%
(6.82%)
7.1%
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