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Investor Presentaiton

Various factors are driving growth in EmFi activities 1) New consumer behaviors 2 The rise of financial APIs (()) More and more customers are conducting increasingly open to financial services with alternative providers to banks. 3 Embedded payments • New technology capabilities such as APIs open the door for easier integration of financial services into any online retail store. 4 Business need for new revenue streams Sensitivity: Public Companies can embed payments directly into their products. This trend is now expanding to other businesses thanks to innovations offered by payment processors. • EmFi has a potential to enable businesses in every sector to generate new revenue streams or augment their existing revenue streams.
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