Investor Presentaiton

HIGHLY-RATED & GRANULAR, SHORT-DATED SECURITIES PORTFOLIO Total Securities Portfolio Metrics Securities on Balance Sheet % CMBS % Investment Grade-Rated % AAA-Rated or Agency-Backed Weighted-Average Duration $725 million 100% LC Highly-Rated CMBS Bond Portfolio¹ LADDER CAPITAL 99%+ 86% 2.2 years AAA/Aaa 85% AA / Aa 12% A/A 2% BBB/Baa/other 1% Average Investment per CUSIP $7.0 million ✓ ✓ Investment Overview Highly-rated, liquid, short-duration portfolio of predominantly CMBS with limited price volatility Provides Ladder with enhanced ability to nimbly reallocate capital into investments offering higher risk-adjusted returns Only $290 million of securities repo debt outstanding (<8% of total Company debt outstanding) Note: As of 09/30/2021 1. Based on $699 million CMBS securities portfolio; excludes $26 million of agency-backed securities 11

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