PitchSend

Investor Presentation FY22 & Q4FY22 Financial Results

Break up of Operating Expenses All figures in INR Crs ■ YES BANK Operating Expenses for Q4FY22 higher Quarter Ended Growth Year Ended Growth by 19% Y-o-Y, due to Q4FY22 Q3FY22 Q4FY21 Q-0-Q Y-o-Y FY22 FY21 Y-o-Y Increase in provisioning for variable compensation of employees and corresponding headcount increase (2,000+ employees) Payments to and provisions for employees 772 733 574 5% 35% 2,856 2,430 18% Rent, Taxes and Lighting 104 108 117 -4% -11% 428 476 -10% Loan Sourcing Fees and DSA 209 181 159 16% 32% 678 402 69% Depreciation on Bank's property 97 98 98 -1% -1% 398 353 13% IT related expenses 119 113 5 85 6% 41% 446 354 26% Professional Fees & 128 70 Commission 70 22 92 82% 38% 359 247 45% PSLC Purchases 11 Insurance 58 449 NM NM 11 64 41 -10% 42% 218 147 49% Others 429 400 452 7% -5% 1,450 1,384 5% Total 1,927 1,767 1,618 9% 19% 6,844 5,792 18% NM 13

View entire presentation