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Investor Presentaiton

-4 222 24 20 16 12 8 4 0 2019-12 Inflation is on a downward trend Annual inflation is estimated to be lower than forecasted for 2023-20241 Baltics harmonized index of consumer prices (HICP in %) • Inflation in Estonia slowed down to 4% year-on-year in November 2023, which represents the lowest level in the past 2.5 years. The price level has remained unchanged since spring 25 Estonia Latvia -Lithuania • Since mid-2023, energy has negatively contributed to HICP inflation in Estonia after energy prices peaked a year ago 20 15 • ECB policy normalization and weak consumer sentiment are helping to contain inflation 10 Annualized monthly HICP • The Ministry of Finance of Estonia projects that HICP inflation will slow from 9.6% in 2023 to 4.8% in 2024 and to 2.6% in 2025 as the drivers fuelling inflation, mainly imported, subside. 1 Without accounting for tax measures (incl. VAT hike), inflation is forecast to be around 3% next year. However, the latest data points to a steeper slowdown, as HICP is estimated to be 9.2% in 2023 and lower than forecasted in 2024 as well HICP breakdown in Estonia (%) 28 5 0 -5 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Source: Statistics Estonia, Eurostat לאלו 2021 2022 Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 Baltics HICP components as of November 2023 (%) 2020-02 2020-04 2020-06 2020-08 2020-10 2020-12 2021-02 2021-04 2021-06 2021-08 2021-10 2021-12 2022-02 2022-04 2022-06 2022-0 2022-10 2022-1 2023-02 2023-04 2023-06 2023-08 16 ■Energy Services (overall index excluding goods) Source: Eurostat Food including alcohol and tobacco Non-energy industrial goods Note: (1) Ministry of Finance of Estonia, Summer 2023 forecast 2023-10 -2 -3 3 1.9 1.7 1.7 2 1.5 1.6 1.4 1.4 1.2 0.9 1 0 -0.2 -1 Estonia Food including alcohol and tobacco Services (overall index excluding goods) Source: Eurostat -2.7 Latvia Energy -2.3 Lithuania Non-energy industrial goods REPUBLIC OF ESTONIA MINISTRY OF FINANCE Aug-23 Sep-23 Oct-23 Nov-23
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