First Quarter, 2024 Earnings Report

Financial Results Overview Strong performance underpinned by a diversified but connected business model Diluted Earnings Per Share Return on Equity Reported $1.77 Reported 13.5% Adjusted¹ $1.81 Adjusted¹ 13.8% PPPT3 PCL Ratio4 Reported $2.8B Total Adjusted¹ $2.9B Impaired 43 bps 36 bps Endnotes are included on slides 49 to 54. CIBC First Quarter, 2024 Revenue Operating Leverage $6.2B +5% YoY Reported/Adjusted¹ Reported 27.3% Adjusted 1,2 2.1% CET1 Ratio 13.0% +138 bps YoY vs. OSFI requirement of 11.5% as of Nov/235 Liquidity Coverage Ratio6 137% +3% YoY vs. OSFI requirement of >100% 7

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