BRI Performance Highlights and Green Initiatives
ROBUST CAPITAL MANAGEMENT TO ENSURE OPTIMUM RETURN
Optimizing Capital for Sustainable Business Growth and Shareholders' Return
25.28%
22.55%
1.01%
24.27%
21.21%
1.06%
20.15%
1.03%
21.52%
20.61%
1.02%
19.59%
REGULATORY REQUIREMENT
17.5%
If all Basel 3 fully
implemented
15.0%
Normal condition
DPO
85%
DPO
65%
12.5%
DPO
50%
DPO
60%
OJK Relaxation
During Pandemic
2018
2019
Tier 1 CAR
2020
Tier 2 CAR
2021
O-Total CAR
23.30% *
1.00%
22.30%
50
04
BRI
Interim
Dividend**
Max 2.5%
(Countercyclical
Buffer)
2.5% (Capital
Conservation Buffer)
2.5% (Capital Surcharge
on Systemic Bank)
10% (CAR based on
Risk Profile)
2022
*As of Jan'23, as part of the implementation of Basel 3, the change on RWA of Operational & Credit Risk adds ~200bps to BRI total CAR
** Based on Sept 22 performance, BRI distributes interim dividends of Rp57 per share or with a maximum total amount of Rp8.63 Trillion with the payment date
on 27 January 2023 and will be calculated as part of the total Full Year 2022 dividend
Note: All numbers are bank only, unless stated as consolidated
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