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Investor Presentaiton

LOAN MIX - Reaching Micro Composition of 40% Loan Outstanding - by business segment (IDR Trillion) ...Growth driven by Micro, Small, and Consumer segment... Composition - by business segment (%) ...Accelerating micro loan composition increase... 880.7 RBRI Melayani Dengan Setulus Hati 859.6 798.9 74.7 13.8 8.5 12.7 11.3 97.4 14.6 93.7 10.6 702.4 101.4 10.9 93.8 20.0 12.1 11.0 11.4 2.3 635.3 2.5 97.1 91.0 21.5 2.8 2.3 2.9 92.8 18.3 197.2 22.4 77.4 23.1 198.7 21.9 22.9 21.3 19.9 77.2 183.0 18.1 153.9 143.7 16.3 16.3 135.5 140.5 15.8 16.3 16.4 130.8 114.6 39.9 100.2 35.8 351.3 307.7 33.3 34.1 34.3 274.3 239.5 211.5 2016 2017 2018 2019 2020 2016 2017 2018 2019 2020 Micro Consumer Small Medium Corporate Non SOE SOE Total YoY Growth (%) (Rp Tn) 14.2 43.6 2.3 3.2 āˆš Started in 2018, Loan has been adjusted due to reclassification of Trade Finance/LC Related Receivables from Loan to Other Earning Assets-Other Receivables -0.7 -1.4 -7.2 -0.1 -23.3 2.5 -1.6 -0.1 -22.6 21.1 29
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