Investor Presentaiton

Continue to deliver income and profit across business cycle amid the prolong Covid-19 pandemic. Pre-provisioning operating profit expanded 21.1% Total income Billion Baht Pre-provisioning operating profit (PPOP) Billion Baht 112.5 121.4 144.7 118.7 88.1 +12.5% YoY 99.1 78.8 66.2 63.5 +21.1% YoY 52.8 32.4 51.2 22.4 22.0 42.3 31.2 26.0 24.0 33.0 35.3 35.8 17.2 20.5 15.1 /1 2017 2018 2019 2020 9M20 9M21" /1 /1 2017 2018 2019 2020 9M20 9M21 /1 /1 Net profit/2 Provisioning expenses Tax 20 Note: /1 Includes Permata's financial performance /2 Attributable to owners of the Bank Bangkok Bank

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