Investor Presentaiton

Cover pool characteristics, Dec 31, 2018 Cover Pool FIN Prime residential mortgages, % Total nominal amount, EUR M Weighted arithmetic average LTV Number of unique loans Number of borrowers Average loan size, EUR T Interest rate type, floating % Interest rate type, fixed % Impaired loans 34 =4 100 950 54.7 12,065 7,293 80 96 96 4 0 ÀLANDSBANKEN

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