3Q 2020 Investor Presentation
Financial Sector Development Program
مصرف الراجحي
Al Rajhi Bank
Creating a thriving financial sector that serves as key enabler for Vision 2030 objectives
Enable financial
institutions to support
private sector growth
■ Increase total GWP to non-oil GDP from
2.1% to 2.9%
■ Increase # of Fintech players to 3
■ Increase SME loans as % of bank loans
from 2% to 5%
■ Increase value of SME funding through
PE/VC vehicles to SAR 23 Bn
■ Increase life GWP per capita from SAR
33 to 40
■ Increase coverage ratio of insurance
schemes to 45% (health) & 75% (motor)
■ Increase share of non-cash transactions
from 18% to 28%
■ Increase outstanding real estate
mortgages from SAR 290 Bn to SAR 502
Bn
Ensure the formation of an advanced capital market
Promote and enable financial
planning
■ Increase total market
capitalization (shares and debt)
as % of GDP from 78% to >=85%
■ Increase assets under
management as % of GDP from
12% to >=22%
Align market concentration of top
10 companies by market cap from
57% to 55%
■ Increase institutional investors'
share of value traded from 18% to
>=20%
■ Increase foreign investor
ownership of the equity market
cap from 4% to >=15%
■ Increase # of micro and small cap
companies listed, as % of total
number of companies listed from
34% to >= 40%
■ Increase share of investment
accounts opened through eKYC to
10%
Align minimum free float of equity
market cap, in % of total
outstanding shares from 46% to
>=45%
رؤية VISION
2*30
■ Increase total amount of savings held in
savings products from SAR 315 Bn to
SAR 400Bn
■ Increase number of available types of
savings products from 4 to 9
■ Increase % of households savings on a
regular basis from 19% to 29%
■ Increase share of A/C opened through
eKYC to 10%
■ Increase household savings ratio as %
of disposable income from 6.2% to 7.5%
*from 2016 to 2020
Al Rajhi Bank
The Blue Chip Islamic Bank
المملكة العربية السعودية
KINGDOM OF SAUDI ARABIA
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