Investor Presentaiton
PROFITABILITY RATIOS
Yearly
ht
ā
Muthoot Finance
(%)
Quarterly
(%)
Q2 FY
(Based on Income) Mar-21* Mar-20* Mar-19* Mar-18* Mar-17 Mar-16 Mar-15 Mar-14 Mar-13
2022*
Q2 FY Q1 FYH1 FY H1 FY
2021
2022* 2022* 2021*
Interest expense to
Gross Income
34.92 32.00 32.51 30.50 39.92 46.31 48.71 53.08 52.34 34.57
35.76
36.18 35.36 36.13
Selling, general and
administrative expenses 25.13
29.26 32.24 28.93 34.88 41.36 48.26 44.66 35.89 23.03
26.40
22.37 22.71 :25.27
to Net Income
Provisions & Write Offs
1.38
1.61 0.59 5.44 8.16 6.20 1.67
1.89 3.49
4.02
0.64 1.94 3.01 0.80
to Net Income
Operational expenses to
26.51
30.87 32.84 34.38 43.03 47.56 49.93 46.55 39.37 27.04
27.04
24.31 25.72 : 26.07
Net Income
OPBDT/ Net Income
73.49
69.13 67.16 65.62 56.97 52.44 50.06 53.45 60.62 72.95
72.96
75.69 74..28 73.93
Depreciation to Net
Income
0.74
0.73 0.90
1.00 1.33 2.13 3.72 2.03 1.76 0.69
0.69 0.66 0.67 0.67
OPBT/Net Income
72.75
68.40 66.26 64.63 55.63 50.31 46.34 51.42 58.86 72.27
72.27
75.03 73.60 73.26
PBT Net Income
72.75
68.40 66.26 64.63 55.63 50.31 46.34 51.42 58.86% 72.27
72.27 75.03 73.6073.26
PAT Net Income
*Under IND-AS
54.09 50.88 42.47 40.38 34.17 30.93 30.23 33.60 39.11 53.61 53.86 56.05 54.79 : 54.66
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