Financial Performance Update

Credit Cards - Customer Segment insights Salaried: Self Employed (SE) mix 1.14 29% Salaried City Tier Mix 0.79 20% 12% 0.89 68% 1.06 0.94 71% Self-Employed Age Group Mix TIER 1 TIER2 TIER3 Carded Mix 1.90 0.88 18% 20% 1.04 13% 1.23 3% 27% 35% 1.06 0.99 0.90 84% Below 30 30-35 35-45 45+ NTC ■Bureau Tested ■Carded Bias towards safer segments. Contribution of Salaried and Tier 3 higher in new acquisition apno ka bank | RBL Bank Source: TransUnion / CIBIL 42 $90+ Base Indexed Delinquency Rate

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