Growing Earnings and Risk Review

Scotiabank 20 250 15 10 ...reflecting moderate market risk $ millions, November 1, 2000 to October 31, 2001 Actual P&L -VaR 1 day LO 5 0 -5 -10 -15 -20 Scotiabank 35 Risk summary ■ Aggressive provisioning in 2001 against U.S. loans portfolio stable Monitoring events in Argentina closely ■ Other portfolios: A Domestic Retail: excellent Canada Commercial/Corporate: stable Other International: stable 36 глу

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