Investor Presentaiton

Data-driven organisation >100 Data models, covering different business processes 88% Automation rate in the retail lending process in 2Q22 38% Contribution to sales, powered by data- driven models in 2Q22 DATA IN BANKING Use of data analytics to cover core banking processes with impact on decision making, automation, sales, customer satisfaction, efficiency DATA BEYOND BANKING Use of data analytics for data monetisation and to create additional value for customers, the Bank, and the ecosystem 21

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