Bajaj Finance Limited Pitch Deck

• Portfolio credit quality - Consolidated Stage Home loans 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 5+ Bucket 1 99.63% 99.60% 98.31% 98.67% 99.56% 98.31% 99.05% 99.07% 99.45% 2 0.15% 0.11% 1.40% 1.03% 0.24% 1.36% 0.69% 0.62% 0.28% 1.8% 1.6% 1.4% 1.2% 1.0% 0.8% 0.6% 0.4% 0.2% 0.0% -0.2% Dec'19 Feb'20 Sep'20 Dec'20 Mar'21 Jun'21 Sept'21 Dec'21 Mar'22 Commercial lending BAJAJ FINANCE LIMITED Commercial lending business portfolio is 99.82% current. There are two NPA accounts of $ 6 MM, of which $ 3 MM has been provided for. Securities lending Securities lending portfolio is almost 100% current. Portfolio credit quality after adjusting ECL provisions 55 55

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