HOUSING DEVELOPMENT CORPORATION Investors Presentation

Key credit highlights 1 Strong government support given HDC's strategic importance to Maldives 2 Well-positioned to benefit from Maldives' economic recovery 3 Strategic geographic location of Hulhumalé, Thilafushi and Gulhifalhu HOUSING DEVELOPMENT CORPORATION ད HOUSING DEVELOPMENT 4 CORPORATION Proven project management capability to ensure timely and on-budget project completion 5 Key anchor tenants and upcoming commercial projects to generate recurring revenue and improve profitability 6 Robust cash flow generation capability and repayment profile 7 Highly experienced board of directors and management team with proven track record 10

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