Maybank Performance Outlook FY2019
Overheads: FY2018
Group CIR of 47.4% within Group's guidance of -48%, on disciplined cost management
RM million
FY2018
FY2017
YOY
4Q
FY2018
3Q
FY2018
4Q
QoQ
YOY
FY2017
Personnel Costs
6,449.5
6,128.0 5.2%
1,751.0
1,557.2
12.4%
1,556.5
12.5%
Establishment Costs
1,813.1
1,980.9 (8.5)%
491.8
447.9
9.8%
559.4 (12.1)%
Marketing Expenses
542.8
515.1
5.4%
143.2
134.3
6.6%
153.3
(6.6)%
Administration & General Expenses
2,408.2
2,702.8
(10.9)% 682.4
559.4
22.0%
644.0
6.0%
Total
11,213.7 11,326.8 ¦ (1.0)%
(1.0) % 3,068.4 2,698.8
13.7%
2,913.3
5.3%
Group Cost to Income 1 (%)
47.4%
48.6%
(1.2)%
48.7%
47.3%
1.4%
48.1%
0.6%
Group JAWS Position
2.7%
(3.0)%
(1.1)%
Note:
1 Total cost excludes amortisation of intangible assets for Maybank Indonesia and Maybank Kim Eng
17
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