Investor Presentation
Financial Highlights: Canadian Personal and Business Banking
Net Income 1.2 ($B)
2.49
2.50
0.60
0.61
1.79
1.79
0.64
0.64
0.60
0.60
Pre-Provision Pre-Tax Earnings 1,2 ($B)
Q3
0800
Q1
3.61
3.62
3.74
3.75
Q2
0.98
0.99
Q4
0800
Q1
Q2
Q3
Q4
0.94
0.94
0.88
0.88
0.65
0.65
0.69
0.70
0.94
0.94
1.03
1.04
2020
2021
Q1/22
2020
2021
Q1/22
Reported
Adjusted
Reported
Adjusted
54.4
54.3
CIBC
2020
Efficiency Ratio 1,2 (%)
54.2
54.0
NIMĀ² (%)
2.35
2.21
52.8
52.2
2.18
2021
Reported
Adjusted
Q1/22
2020
2021
Q1/22
1 Adjusted results are non-GAAP measures. See non-GAAP section of CIBC's Q1/22 Report to Shareholders. Certain prior period amounts have been revised. 2 Results were affected by economic impacts from COVID-19
pandemic.
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