3Q 2023 Investor Presentation

Decision Solutions: Insurance $538m TTM Revenue ② Value proposition We provide powerful, scalable tools to help enable insurers, reinsurers and brokers to make decisions with Underwriting, Risk & Capital Management, and Finance & Reporting activities. ✪ Sustainable competitive advantage » Award-winning actuarial and catastrophe risk models Expertise » Proprietary data on loss costs, exposures, geocoding and more 18% ARR1 Growth Technology & Innovation » Scalable, modular and unified SaaS platform » Al enabled computing power for complex actuarial and financial analyses » Machine learning & Al enabled tools for event response, loss estimation, global flood hazard maps and satellite imagery for damage detection >> Exploring the use of GenAl for report creation, workflow automation and risk selection -800 Integration » Workflow solutions that combine data and models on entities, properties, climate, ESG and more Customers² >> Enables customers to utilize consistent information across their organization to drive efficiencies and expedite decision making Note: Financial data as of September 30, 2023. Key growth drivers Our comprehensive solutions support the digital transformation underway in the insurance industry, evolving regulatory oversight, and expanding non-financial risks. Our integrated platform enables effective cross-selling of models, data and applications. We're able to quickly address new use cases and incorporate new risk data and analytics as needed. ARR growth as of September 30, 2023. Refer to the Appendix for the definition of and further information on ARR. Customers with multiple subsidiaries are aggregated. 1. 2. Moody's | Decode Risk. Unlock Opportunity. 3Q 2023 Investor Presentation 19

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