PCL Ratios and Provision for Credit Losses Review

DILUTED EPS RECONCILIATION Reported Impact of Acquisition-related costs on diluted earnings per share¹ Adjusted Q3/18 Diluted EPS ($ per share) $1.55 $0.21 $1.76 1 Acquisition-related costs includes the Day 1 PCL on acquired performing loans, integration and amortization costs related to current acquisitions, and amortization of intangibles related to current and past acquisitions Scotiabank® | 19

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