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Investor Presentaiton

CRE Collateral Values 100% 90% Distribution by LTV (1) 80% LTV Range ■ <= 60% 70% ■> 60% -75% 69% ■> 75% 60% 50% 51% 46% 40% 30% 20% 10% 29% 79% 21% 63% 37% Avg Loan Loan Segment Outstanding ($MM) LTV # Loans Size (000s) CRE Non Owner Occupied $2,183 53% 1,535 $1,422 Retail Building $573 53% 348 $1,646 Office Building Hotel/Motel Light Industrial $462 57% 374 $1,236 $325 50% 98 $3,311 $171 52% 176 $970 88% Self Storage $130 51% 50 $2,610 Other $523 51% 489 $1,069 Multifamily $952 60% 505 $1,884 CRE Owner Occupied $979 59% 1,225 $799 Total $4,114 56% 3,265 $1,260 12% 72% 24% 39% 60% 2% 3% 0% 0% 0% 4% 1% 0% Retail Building Office Building Hotel/Motel Light Industrial Self Storage Other Multifamily CRE Non-Owner Occupied by Collateral Type (1) LTV as of most recent origination or renewal date. 22 Investor Presentation | First Quarter 2023 49% 44% 7% CRE Owner Occupied trico bancshares

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