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Investor Presentaiton

6.1 GOLDEN POPULATION STRUCTURE PROMOTES THE DEVELOPMENT OF RESIDENTIAL & TOURISM REAL ESTATE Vietnam's residential and tourism real estate market is backed up by the young population structure, the speedy urbanization gradually catching up with neighboring countries, and the growing middle-income class. Specifically, Vietnam has a golden population structure, with about 70% of the population under 45 and more than 1 million people adding to urban areas each year. Vietnam Population Pyramid (2020) Urban Population & Urbanization Rate (2015-2020) 100+ 0.0%0.0% 95-99 0.0% 0.1% 90-94 0.1% 0.2% 85-89 0.2% 0.4% 80-84 0.3% 0.6% 75-79 0.4% 0.7% 70-74 0.7% 1.0% 65-69 1.4% 1.7% Population Structure by Income (2012 & 2020) Population 33.8% 34.5% 35.2% 35.9% 36.6% 37.3% 97.3 million 88.6 million 36.82 35.33 34.32 33.31 32.31 31.33 10.2 Affluent 2.6 CAGR% 2012-20 9.8 22.5 Middle 12.9% 60-64 2.1% 2.4% 55-59 2.6% 2.8% 23.6 50-54 3.0% 3.0% 45-49 3.4% 3.4% 2015 2016 2017 2018 2019 2020 40-44 3.6% 3.6% 35-39 Urbanization rates by ASEAN countries (2020) 4.0% 4.0% 30-34 4.4% 26.4 Emerging 18.7 4.3% 25-29 4.5% 4.3% 20-24 3.6% 3.4% 15-19 3.5% 3.2% 16.2 Aspirant 10-14 3.8% 3.5% 5-9 4.1% 3.7% 0-4 4.3% 3.8% -6.0% -4.0% -2.0% 0.0% 2.0% 4.0% 6.0% 100% 77.2% 56.6% 33.9 20.8 Poor Female Male 51.4% 47.4% 2012 2020 37.3% Source: GSO, WorldBank Data Fact Book, BCG - Vietnam and Myanmar (Southeast Asia's New Growth Frontiers) PHATDAT CORPORATION Real Estate Development. 39
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