Q1 2017 Financial Performance
International Retail: Loans and Provisions
$18.3
(Spot Balances as at
Q1/17, $ billions¹)
$1.8
$4.3
Total Portfolio₁ = $51 billion; 65% secured
■Credit Cards ($6.7B)
■Personal Loans ($14.7B)
■Mortgages ($29.0B)
$10.8
$1.5
$8.5
-$0.4 $2.8
$7.3
$2.3
$1.3
$12.2
$5.5
$3.4
$1.7
$5.8
$6.5
$1.9
$2.6
$1.9
C&CA³
Mexico
Chile 3
Peru
3
Colombia
PCL2
Q1/17 Q4/16 Q1/17 Q4/16
Q1/17 Q4/16
Q1/17 Q4/16
Q1/17 Q4/16
$ millions
50
34
41
41
23
25
71
78
64
59
% of avg. net
loans (bps)
109
75
194
186
88
97
415
472
488
460
(1) Total Portfolio includes other smaller portfolios
(2)
(3)
Excludes Uruguay PCLs of approximately $15 million
Includes the benefits from Cencosud and Citibank net acquisition benefits. Excluding the net acquisition benefits, C&CA's ratio would be
143 bps for Q1/17 and 120 bps for Q4/16, Chile's ratio would be 132 bps for Q1/17 and 144 bps for Q4/16 and Peru's ratio would be 502
bps for Q4/16
31
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