Scotiabank Strategy & Financial Objectives slide image

Scotiabank Strategy & Financial Objectives

Scotiabank Registered Covered Bond Program Issuer Guarantor Guarantee Status Program Size Ratings The Bank of Nova Scotia Scotiabank Covered Bond Guarantor Limited Partnership Payment of interest and principal in respect of the covered bonds will be irrevocably guaranteed by the Guarantor. The obligations of the Guarantor under the Covered Bond Guarantee constitute direct obligations of the Guarantor secured against the assets of the Guarantor, including the Portfolio The covered bonds will constitute legal, valid and binding direct, unconditional, unsubordinated and unsecured obligations of the Bank and will rank pari passu with all deposit liabilities of the Bank without any preference among themselves and at least pari passu with all other unsubordinated and unsecured obligations of the Bank, present and future US$25bn Aaa/AAA/AAA (Moody's / Fitch / DBRS) First lien uninsured Canadian residential mortgage loans Cover Pool Asset Percentage 93% (7% minimum overcollateralization) Law Ontario, Canada SEC Registered Issuance Format 144A/Reg S (UKLA Listed) 30 30
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