Investor Presentaiton

YIELD ON LOAN ASSETS AND NIM Yearly 26.00 (%) Quarterly Ⓡ Muthoot Finance (%) 26.00 24.00 23.03 24.00 21.66 22.21 21.63 21.43 22.17 22.35 22.00 22.00 21.66 19.72 20.00 19.31 20.40 20.00 20.27 18.00 18.00 15.52 16.00 15.2914.47 16.00 14.24 14.27 14.00 13.94 12.74 14.00 12.93 11.38 12.00 10.84 10.47 12.00 9.52 10.00 10.27 8.69 10.00 9.42 9.79 7.93 9.25 8.41 8.00 7.16 7.51 6.92 8.00 7.47 7.39 6.00 6.00 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18* Mar-19* Mar-20* Mar-21* Q1 FY 2022⭑* Q4 FY 2021* Q1 FY 2021* *Under IND -AS Interest Income on Average Loan Assets Interest Expense on Average Loan Assets Net Interest Margin 33 33

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