Q3 FY22 Earnings Report

Lead Financial Indicators - Subsidiary companies Bajaj Housing Finance Limited (BHFL) BAJAJ FINANCE LIMITED 1. AUM increased by 39% to 49,203 crore as of 31 December 2021 from 35,492 crore as of 31 December 2020. 2. Net Interest Income for Q3 FY22 increased by 30% to 429 crore from 329 crore in Q3 FY21. 3. Opex to NII stood at 28.7% in Q3 FY22 as against 26.4% in Q3 FY21. 4. Loan losses and provisions for Q3 FY22 was 56 crore as against 107 crore in Q3 FY21. BHFL has increased its management overlay provision to 203 crore as of 31 December 2021 from 166 crore as of 30 September 2021 to protect itself from probable losses arising out of third wave. 5. GNPA & NNPA as of 31 December 2021 stood at 0.35% and 0.18% respectively compared to 0.35% and 0.21% as of 30 September 2021. 6. Profit after tax increased 87% to 185 crore in Q3 FY22 against 99 crore in Q3 FY21. 7. Capital adequacy ratio (including Tier II capital) stood at 19.37% as of 31 December 2021. Bajaj Financial Securities Limited (BFSL) 8. Acquired 65K customers in Q3 FY22. Its Retail and HNI custom er franchise stood at 269K as of 31 December 2021. In Q3, BFSL has changed its acquisition strategy to focus on higher activation rate. 9. Total Income was 38 Crore in Q3 FY22 against 8 Crore in Q3 FY21. 10. Net profit for Q3 FY22 was 7 Crore against 1 Cr in Q3 FY21. 18

View entire presentation