Investor Presentaiton

NPL-Gross Stood at 1.6%, while NPL-Net was at 0.6% Loans Collectability Rp trillion and % Outstanding Loans > OCBC Current Special Mention ■NPL-Gross NPL-Gross and Loans Loss Provision (LLP) Rp trillion and % for LLP/NPL NPL - Gross Loans Allowances-Impaired Loans Allowances-Non Impaired 324.7% 314.9% 1.0% NPL- Net 0.8% 256.4% 0.7% 0.7% 0.6% 223.7% 230.2% LLP/NPL 154.1 144.7 1.6% 8.5 142.3 8.2 137.6 137.6 1.9% 3.0% 8.1 2.3% 12.4% 2.4% 3.2% 2.8% 7.6 7.4 3.1% 2.6% 5.4 95.4% 94.5% 95.0% 94.9% 94.9% 3.3 3.3 5.3 5.9 6.7 6.5 3.2 2.7 2.5 2.3 2.0 2.3 1.8 1.6 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 10

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