Investor Presentaiton
TAN
fogether we can
Improving Asset Quality - Movement of NPA
pnb
Amt in Crore
SI.
Parameters
Q2 FY'22
HY1 FY'22
Q1 FY'23
Q2 FY'23
HY1 FY'23
1 NPA as at the beginning of Year/Quarter
104076
104423
92448
90167
92448
2
Cash Recovery
4404
6400
2681
3989
6478
3
Up-gradation
3362
5441
2607
2508
4085
4 Cash Recovery & Up-gradation (2+3)
7765
11841
5288
6497
10563
5
Write Off
4749
7980
3461
2614
6091
6
Total Reduction (4+5)
12514
19821
8749
9112
16654
7
Fresh Addition
8730
15688
6468
5979
11241
7.1
-Fresh slippages
7620
13299
5890
5301
9606
7.2
-Debits in existing NPA A/cs
1110
2389
578
678
1635
8
Gross NPAs at end of the period
100291
100291
90167
87035
87035
9
Eligible Deductions incl. Provisions
63357
63357
58423
57687
57687
10
Net NPAs at end of the period
36934
36934
31744
29348
29348
11
Recovery in TWO & RI*
1360
2767
1769
2068
3836
12
Total Recovery (4+11)
9126
14608
7057
8565
14399
*Recovery in TWO & RI has been re-aligned.
4
Asset Quality
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