Group Financial Results H1 2016
27%
22%
21%
20%
16%
26%
20%
2,20
4,53
4,59
4,38
4,29
4,15
4,10
2,14
1,83
8%
17%
Analysis of Loans and 90+ DPD ratios by Business Line1
Gross loans by business line (€ bn)
■31.03.15
% of total
■30.06.15
30.09.15
31.12.15 ■31.03.16 ■ 30.06.16
90+ DPD ratios by business line
30.06.15
30.09.15
31.12.15 ■31.03.16 ■ 30.06.16
22%
Corporate
SMES
Housing
Consumer Credit
RRD-Mid
Corporates
RRD-Major
Corporations
1,78
1,77
1,74
3,85
3,80
3,75
3,68
3,62
3,61
1,83
1,80
1,4
1,43
1,40
1,38
2,01
1,97
1,90
1,81
1,62
1,37
3,36
3,22
2,98
2,91
2,76
2,53
1,39
1,38
1,38
1,35
1,30
2,20
2,24
2,31
2,40
2,23
2,13
2,77
2,71
2,83
2,91
2,94
2,92
20%
18%
18%
15%
14%
13%
12%
12%
30%
25%
23%
22%
21%
61%
58%
53%
37%
32%
75%
%08
69%
7%
6%
12%
6%
10%
14%
Corporate
SMEs
Housing
Consumer Credit RRD-Mid Corporates
RRD-Major
Corporations
RRD-SMES
RRD-Recoveries
corporates
RRD-Recoveries
SMEs and Retail
%09
50%
%08
79%
(1) As part of the restructuring of the Group, management is currently monitoring the loan portfolio of the Group using new business line definitions. An important
component of the Group's new operational structure is the establishment of the RRD for the purposes of centralising and streamlining the management of its
delinquent loans.
Bank of Cyprus
50
74%
70%
64%
100%
KOINO
KYMPI
100%
RRD-SMES
RRD-Recoveries
corporates
RRD-Recoveries
SMEs and Retail
100%
100%
100%
100%
100%
100%
100%
100%View entire presentation