Investor Presentaiton

Strong income rebound in 2021 amid lower provisions Trading & FX gains Net Interest Income Fees and Other Non-Interest Income Operating expenses Provisions for credit losses Taxes and NCI PRIVATE AND PROPRIETARY YOY YOY 28.1 13.8 22.2 +60% 6.5 6.1 3.0 1.9 2.8 7.8 3.9 4.4 6.0 +117% 23.1 86.1 21.4 77.0 75.0 -13% 20.8 21.4 19.0 20.2 18.5 18.8 18.7 -8% 3.3 16.6 20.7 21.1 +27% 11.7 4.6 5.1 19.2 5.1 4.8 9.3 4.7 5.3 -72% 1.1 1.4 14 3.9 2.9 4.9 5.9 +49% 1.2 5.3 1.0 -29% -57.9 -60.1 -59.5 -1% -15.0 -14.5 -15.1 -14.4 -16.2 -14.7 -14.7 -15.1 -15.0 -7% -10.1 -11.8 -71% -2.3 25 -5.0 -4.5 -3.0 1.8 -66% -10.9 -40.8 -8.0 +11% -3.1 -12.6 5.4 -2.0 -1.2 -17.7 -1.4 -1.9 -2.7 +124% 1.8 -7.2 2019 2020 2021 © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 11 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

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