Investor Presentaiton
11
Fee Income
•
Fee income up 15% YoY driven by Cards, Investment Banking and Asset Sales
•
Record income from Cards, underpinned by sustained gains in market share in cardholder base, loans and billings
Sequential monthly net inflows for Wealth Management following decline in AUM last year
BPI
Fee Income (in P bn)
Ranked by Contribution to 1Q 2023 Fee Income*
YoY Growth
+39.9%
Cards, 28.6%
+15.1%
YOY
-9.2%
11.2
-7.0%
QoQ
+8.6%
+10.8%
4.99 One-off gain
+1.6%
6.77
6.22
6.22
6.30
+213%
5.47
+25.6%
-32.3%
Wealth Management, 16.1%
Branch Service Charges, 9.9%
ATM & Digital Channels, 8.7%
Transaction Banking, 7.8%
Sec Brokerage & Inv Banking, 7.3%
Remittance, 5.9%
Insurance, 5.6%
+12.8%
Retail Loans, 4.1%
+61.3%
Corp Clients, 3.0%
+214%
Asset Sales, 2.6%
1Q22
2Q22
3Q22
4Q22
1Q23
-53.3%
Rental, 0.4%
gross of GRT and Others
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