Third Quarter 2023 Financial Results Overview

Canadian Uninsured Residential Mortgages - Q3/23 Originations1 Credit quality of new originations continues to remain high Originations of $11B in Q3/23 Average LTV² in Canada: 66%, GVA³: 61%, GTA³: 65% Credit Bureau Score 4 Distribution Endnotes are included on slides 46 to 51. CIBC◇ 11% 11% 9% 9% 3% 1% 3% 2% ≤650 38% 39% 35% 36% 24% 25% 22% 22% 651-700 701-750 3 3 ■Canada Total ■ GVA Loan-to-Value (LTV)2 Distribution 751-800 ■GTA ■Canada Variable Rate 20% 16% 16% 14% 11% 8% 9% 7% 4% 5% 4% 6% <30% 30% 30% 27% 23% > 800 47% 42% 39% 34% 30% 31% 29% 28% 30 to <45% 45 to <60% 60 to ≤75% >75% 3 3 ■Canada Total ■ GVA ■GTA ■Canada Variable Rate Third Quarter, 2023 39

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